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Lending

Vesper

Lending app — deposit your token, earn interest from people who borrow it.

Visit official site ↗ @VesperFi vesperfi
Total value held · all chains
$45.6 Million
▲ +0.37% this week

80% on Ethereum · also on 1 other chains

Chains

2

Live yield options

21

Best reward rate

9.62%

Custody

You hold the keys

Where it runs

Available on 2 chains

  1. 01
    Ethereum Ethereum

    $34.5Million

    value held

    →
  2. 02
    Base Base

    $8.36Million

    value held

    →

Earn here · live yield options

Yields available on Vesper

21 live options — yields range 0.14% to 9.62% per year, with a median of 1.46%.

  1. 01
    vesper - MSUSD Ethereum

    MSUSD

    Reward

    1.82%

    →
  2. 02
    vesper - MSETH Base

    MSETH

    Reward

    0.96%

    →
  3. 03
    vesper - MSETH Ethereum

    MSETH

    Reward

    1.9%

    →
  4. 04
    vesper - ETH Ethereum

    ETH

    Reward

    9.62%

    →
  5. 05
    vesper - STETH Ethereum

    STETH

    Reward

    0.54%

    →
  6. 06
    vesper - USDC Ethereum

    USDC

    Reward

    2.89%

    →
All 21 yield options on Vesper Expand →
Option Chain Reward Pool size
vesper - MSUSD Ethereum 1.82% $15Million
vesper - MSETH Base 0.96% $7.57Million
vesper - MSETH Ethereum 1.9% $6.7Million
vesper - ETH Ethereum 9.62% $5.65Million
vesper - STETH Ethereum 0.54% $2.41Million
vesper - USDC Ethereum 2.89% $1.73Million
vesper - WSTETH OP Mainnet 0.0% $1.36Million
vesper - ETH Ethereum 4.99% $1.06Million
vesper - USDC OP Mainnet 0.14% $938Thousand
vesper - FRAX Ethereum 4.04% $898Thousand
vesper - ETH Base 0.3% $446Thousand
vesper - WBTC Ethereum 0.0% $372Thousand
vesper - ETH OP Mainnet 1.33% $349Thousand
vesper - DAI Ethereum 0.18% $303Thousand
vesper - USDC Ethereum 1.46% $187Thousand
vesper - CBETH Base 0.0% $102Thousand
vesper - WBTC Ethereum 0.0% $98.7Thousand
vesper - WSTETH Base 0.0% $89.6Thousand
vesper - CBETH Ethereum 0.0% $73.1Thousand
vesper - RETH Ethereum 0.0% $53.4Thousand
vesper - LINK Ethereum 0.0% $32.6Thousand

How it works

Using Vesper in three steps

  1. 1

    Deposit your token

    Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.

  2. 2

    Earn interest

    Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.

  3. 3

    Withdraw whenever

    No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.

Read up

About Vesper

Vesper is a platform for easy-to-use DeFi products.

Description provided by the protocol team. Always verify directly before depositing funds.

Tokens earning here

Top tokens earning yield through Vesper

MS

MSUSD

MSUSD

→ MS

MSETH

MSETH

→ ETH

ETH

ETH

→ USDC

USDC

USDC

→ STETH

STETH

STETH

→

Compare similar apps

Other lending apps worth a look

AA

Aave V3

$14.7Billion · value held

→ MO

Morpho Blue

$7.45Billion · value held

→ JU

Justlend

$3.62Billion · value held

→

Frequently asked

What people ask about Vesper

What is Vesper?

+

Vesper is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.

Is using Vesper safe?

+

Vesper has 2 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.

How much can I earn?

+

Right now yields on Vesper run 0.1%–9.6% per year, depending on which pool you pick and which chain you use. Rates change with demand.

Which chains does it run on?

+

Vesper runs on 2 chains, including Ethereum, Base. Each chain has its own fees and speeds — pick the one you already use.

Figures are reference values aggregated from public sources and refresh hourly. Always confirm directly before depositing funds.

See also

Terms used on this page

See every term →