STABLE · USD
USDC
Stablecoin pegged to the US dollar — low volatility, yield-bearing in lending.
Reward rate
—
per year, native
Spot price
$0.9995
USD
Market cap
$72Billion
fully diluted
USDC price · USD
Market cap
$72Billion
Circulating
72.1Billion USDC
Note
USDC doesn't have native staking. Look for DeFi yield options below — supplying liquidity, lending, or wrapped-token staking.
DeFi alternatives
Use USDC in DeFi instead
Pools where you can supply liquidity, lend, or earn rewards using USDC. Higher rates than native staking — and higher risk.
| Pool | Protocol | Chain | Type | APY | TVL |
|---|---|---|---|---|---|
| maple - USDC USDC | Maple | Ethereum | farming | 4.82% | $2.6Billion |
| jupiter-lend - USDC USDC | Jupiter Lend | Solana | lp | 4.56% | $432Million |
| spark-savings - USDC USDC | Spark Savings | Ethereum | lending | 3.52% | $270Million |
| centrifuge-protocol - USDC USDC | Centrifuge Protocol | Avalanche | lending | 5.6% | $261Million |
| pareto-credit - USDC USDC | Pareto Credit | Ethereum | lending | 8.02% | $168Million |
| curve-dex - DAI-USDC-USDT USDC · USDT · DAI | Curve Dex | Ethereum | lp | 0.0% | $160Million |
| fluid-lending - USDC USDC | Fluid Lending | Ethereum | lending | 4.97% | $151Million |
| uniswap-v3 - WETH-USDC USDC · WETH | Uniswap V3 | Base | lp | 33.83% | $112Million |
| accountable - USDC USDC | Accountable | Monad | lending | 14.7% | $100Million |
| raydium-amm - CC-USDC USDC · CC | Raydium Amm | Solana | lp | 0.01% | $99.9Million |
| raydium-amm - CC-USDC USDC · CC | Raydium Amm | Solana | lp | 0.01% | $98.9Million |
| uniswap-v3 - USDC-WETH USDC · WETH | Uniswap V3 | Ethereum | lp | 15.91% | $97.5Million |
| raydium-amm - CC-USDC USDC · CC | Raydium Amm | Solana | lp | 0.01% | $96.9Million |
| raydium-amm - CC-USDC USDC · CC | Raydium Amm | Solana | lp | 0.01% | $96.9Million |
| raydium-amm - USDC-CC USDC · CC | Raydium Amm | Solana | lp | 0.02% | $93.9Million |
| raydium-amm - SLX-USDC USDC · SLX | Raydium Amm | Solana | lp | 0.01% | $77.5Million |
| curve-dex - USDC-RLUSD USDC · RLUSD | Curve Dex | Ethereum | lp | 4.67% | $77Million |
| midas-rwa - MFONE USDC · MFONE | Midas Rwa | Ethereum | lending | 10.01% | $71.9Million |
| raydium-amm - USDC-PROM USDC · PROM | Raydium Amm | Solana | lp | 0.01% | $67.2Million |
| midas-rwa - MTBILL USDC · MTBILL | Midas Rwa | Ethereum | lending | 3.18% | $64.8Million |
| aave-v3 - USDC USDC | Aave V3 | Ethereum | lending | 4.8% | $64.7Million |
| raydium-amm - USDC-MARSCOIN USDC · MARSCOIN | Raydium Amm | Solana | lp | 0.02% | $59.9Million |
| raydium-amm - MARSCOIN-USDC USDC · MARSCOIN | Raydium Amm | Solana | lp | 0.01% | $58.9Million |
| tectonic - USDC USDC | Tectonic | Cronos | lending | 0.12% | $53.3Million |
| gmx-v2-perps - WBTC.B-USDC USDC · WBTC.B | Gmx V2 Perps | Arbitrum | lp | 2.39% | $50.5Million |
| centrifuge-protocol - USDC USDC | Centrifuge Protocol | Base | lending | 5.6% | $50.3Million |
| sentora - USDC USDC | Sentora | Ethereum | lending | 7.2% | $46.7Million |
| curve-dex - PYUSD-USDC USDC · PYUSD | Curve Dex | Ethereum | lp | 4.87% | $42.4Million |
| fluid-lite - USDC USDC | Fluid Lite | Ethereum | lending | 7.25% | $41.3Million |
| gmx-v2-perps - ETH-USDC USDC · ETH | Gmx V2 Perps | Arbitrum | lp | 4.54% | $40.2Million |
| compound-v3 - USDC USDC | Compound V3 | Ethereum | lending | 3.28% | $39.9Million |
| fluid-lending - USDC USDC | Fluid Lending | Arbitrum | lending | 4.67% | $39.8Million |
| midas-rwa - MHYPER USDC · MHYPER | Midas Rwa | Ethereum | lending | 9.0% | $39.5Million |
| aave-v3 - USDC USDC | Aave V3 | Arbitrum | lending | 2.37% | $38.9Million |
| goldfinch - USDC USDC | Goldfinch | Ethereum | lending | 10.21% | $35.9Million |
| uniswap-v3 - WETH-USDC USDC · WETH | Uniswap V3 | Arbitrum | lp | 17.13% | $35.2Million |
| uniswap-v3 - USDC-USDT USDC · USDT | Uniswap V3 | Ethereum | lp | 1.07% | $33.3Million |
| curve-dex - USDG-USDC USDC · USDG | Curve Dex | Ethereum | lp | 0.23% | $30.5Million |
| raydium-amm - USDC-BEAT USDC · BEAT | Raydium Amm | Solana | lp | 0.11% | $29.2Million |
| uniswap-v3 - AUSD-USDC USDC · AUSD | Uniswap V3 | Ethereum | lp | 0.78% | $29.1Million |
| uniswap-v3 - WBTC-USDC WBTC · USDC | Uniswap V3 | Ethereum | lp | 4.26% | $28.9Million |
| uniswap-v4 - ETH-USDC USDC · ETH | Uniswap V4 | Ethereum | lp | 3.32% | $28.1Million |
| raydium-amm - MARSCOIN-USDC USDC · MARSCOIN | Raydium Amm | Solana | lp | 0.02% | $27.1Million |
| aerodrome-v1 - USDC-AERO USDC · AERO | Aerodrome V1 | Base | lp | 22.62% | $26.9Million |
| yearn-finance - USDC USDC | Yearn Finance | Ethereum | farming | 3.31% | $26.4Million |
| orca-dex - SOL-USDC USDC · SOL | Orca Dex | Solana | lp | 40.85% | $26.3Million |
| fluid-dex - SUSDAI-USDC USDC · SUSDAI | Fluid Dex | Ethereum | lp | 0.03% | $26.3Million |
| midas-rwa - MM1USD USDC · MM1USD | Midas Rwa | Ethereum | lending | 10.0% | $26.2Million |
| fluid-dex - USDC-USDT USDC · USDT | Fluid Dex | Ethereum | lp | 0.46% | $26.2Million |
| orca-dex - USDG-USDC USDC · USDG | Orca Dex | Solana | lp | 0.08% | $25.7Million |
Where it earns most
USDC earns yield on 7 chains
Top reward rate on each chain. Pick the one you already use — bridging adds fees and a separate risk surface.
Background reading
Learn more before staking USDC
Guide
Which tokens earn yield, and why?
Not every token is stakeable. The ones that are split into a few categories — natives, liquid-staking tokens, stablecoins.
Read the guide →
Guide
Liquid staking, in plain English
How stETH, rETH, and similar tokens let you earn staking yield without giving up the ability to sell.
Read the guide →
Guide
What's a staking provider?
The brand running the validator. Why your choice of provider matters more than your choice of token.
Read the guide →
Frequently asked
What people ask about staking USDC
What is staking USDC?
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Staking USDC means locking your USDC with a validator that helps secure the network. The network pays you new tokens as a reward — like interest on a savings account, but the rate is set by the protocol, not a bank.
How much can I earn from staking USDC?
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Right now, staking USDC pays varies — check the validator list above, after the validator's commission. The exact number depends on which validator you pick. The list above is sorted by reward rate.
Is staking safe?
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Your USDC stays in your wallet — you delegate trust, not custody. The two real risks are slashing (rare; the network can shrink your balance if your validator misbehaves) and lock-up (you can't sell instantly during the unbonding period). Picking a validator with a track record neutralizes most of the risk.
Can I unstake whenever I want?
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Yes, but unstaking is not instant. Most chains have an unbonding period of a few days to a few weeks during which you don't earn rewards and can't sell. If you need instant exit, look for a liquid-staking option — you get a tradeable receipt token for your staked balance.
What wallet do I need?
+
Any non-custodial wallet that supports USDC. Connect, choose a validator from the list above, click delegate, sign the transaction. The flow is short and you don't transfer the tokens — you grant the validator the right to use your stake to vote on the network.
See also
Terms used on this page
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APY
Annual Percentage Yield — the yearly return on a deposit assuming rewards are continuously reinvested. Always slightly higher than APR.
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Validator Commission
The fee a validator takes from staking rewards before passing the rest to delegators. Often 5–15%; lower means more of the reward reaches you.
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Slashing
An automatic penalty where part of a validator's stake is destroyed for misbehaviour or extended downtime. Real risk for delegators too.
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Liquid Staking Token (LST)
A receipt token issued by a liquid staking protocol that represents your staked position and accrues rewards. Examples: stETH, rETH, jitoSOL.
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Unbonding Period
The waiting time after you unstake before tokens become liquid again. Ranges from minutes (Ethereum LSTs) to 21+ days (Cosmos chains).






