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USDC

STABLE · USD

USDC

Stablecoin pegged to the US dollar — low volatility, yield-bearing in lending.

Reward rate

per year, native

Spot price

$0.9995

USD

Market cap

$72Billion

fully diluted

USDC price · USD

$0.9995 -0.01% 24 h
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Market cap

$72Billion

Circulating

72.1Billion USDC

Note

USDC doesn't have native staking. Look for DeFi yield options below — supplying liquidity, lending, or wrapped-token staking.

DeFi alternatives

Use USDC in DeFi instead

Pools where you can supply liquidity, lend, or earn rewards using USDC. Higher rates than native staking — and higher risk.

Pool Protocol Chain Type APY TVL
maple - USDC USDC Maple Ethereum farming 4.82% $2.6Billion
jupiter-lend - USDC USDC Jupiter Lend Solana lp 4.56% $432Million
spark-savings - USDC USDC Spark Savings Ethereum lending 3.52% $270Million
centrifuge-protocol - USDC USDC Centrifuge Protocol Avalanche lending 5.6% $261Million
pareto-credit - USDC USDC Pareto Credit Ethereum lending 8.02% $168Million
curve-dex - DAI-USDC-USDT USDC · USDT · DAI Curve Dex Ethereum lp 0.0% $160Million
fluid-lending - USDC USDC Fluid Lending Ethereum lending 4.97% $151Million
uniswap-v3 - WETH-USDC USDC · WETH Uniswap V3 Base lp 33.83% $112Million
accountable - USDC USDC Accountable Monad lending 14.7% $100Million
raydium-amm - CC-USDC USDC · CC Raydium Amm Solana lp 0.01% $99.9Million
raydium-amm - CC-USDC USDC · CC Raydium Amm Solana lp 0.01% $98.9Million
uniswap-v3 - USDC-WETH USDC · WETH Uniswap V3 Ethereum lp 15.91% $97.5Million
raydium-amm - CC-USDC USDC · CC Raydium Amm Solana lp 0.01% $96.9Million
raydium-amm - CC-USDC USDC · CC Raydium Amm Solana lp 0.01% $96.9Million
raydium-amm - USDC-CC USDC · CC Raydium Amm Solana lp 0.02% $93.9Million
raydium-amm - SLX-USDC USDC · SLX Raydium Amm Solana lp 0.01% $77.5Million
curve-dex - USDC-RLUSD USDC · RLUSD Curve Dex Ethereum lp 4.67% $77Million
midas-rwa - MFONE USDC · MFONE Midas Rwa Ethereum lending 10.01% $71.9Million
raydium-amm - USDC-PROM USDC · PROM Raydium Amm Solana lp 0.01% $67.2Million
midas-rwa - MTBILL USDC · MTBILL Midas Rwa Ethereum lending 3.18% $64.8Million
aave-v3 - USDC USDC Aave V3 Ethereum lending 4.8% $64.7Million
raydium-amm - USDC-MARSCOIN USDC · MARSCOIN Raydium Amm Solana lp 0.02% $59.9Million
raydium-amm - MARSCOIN-USDC USDC · MARSCOIN Raydium Amm Solana lp 0.01% $58.9Million
tectonic - USDC USDC Tectonic Cronos lending 0.12% $53.3Million
gmx-v2-perps - WBTC.B-USDC USDC · WBTC.B Gmx V2 Perps Arbitrum lp 2.39% $50.5Million
centrifuge-protocol - USDC USDC Centrifuge Protocol Base lending 5.6% $50.3Million
sentora - USDC USDC Sentora Ethereum lending 7.2% $46.7Million
curve-dex - PYUSD-USDC USDC · PYUSD Curve Dex Ethereum lp 4.87% $42.4Million
fluid-lite - USDC USDC Fluid Lite Ethereum lending 7.25% $41.3Million
gmx-v2-perps - ETH-USDC USDC · ETH Gmx V2 Perps Arbitrum lp 4.54% $40.2Million
compound-v3 - USDC USDC Compound V3 Ethereum lending 3.28% $39.9Million
fluid-lending - USDC USDC Fluid Lending Arbitrum lending 4.67% $39.8Million
midas-rwa - MHYPER USDC · MHYPER Midas Rwa Ethereum lending 9.0% $39.5Million
aave-v3 - USDC USDC Aave V3 Arbitrum lending 2.37% $38.9Million
goldfinch - USDC USDC Goldfinch Ethereum lending 10.21% $35.9Million
uniswap-v3 - WETH-USDC USDC · WETH Uniswap V3 Arbitrum lp 17.13% $35.2Million
uniswap-v3 - USDC-USDT USDC · USDT Uniswap V3 Ethereum lp 1.07% $33.3Million
curve-dex - USDG-USDC USDC · USDG Curve Dex Ethereum lp 0.23% $30.5Million
raydium-amm - USDC-BEAT USDC · BEAT Raydium Amm Solana lp 0.11% $29.2Million
uniswap-v3 - AUSD-USDC USDC · AUSD Uniswap V3 Ethereum lp 0.78% $29.1Million
uniswap-v3 - WBTC-USDC WBTC · USDC Uniswap V3 Ethereum lp 4.26% $28.9Million
uniswap-v4 - ETH-USDC USDC · ETH Uniswap V4 Ethereum lp 3.32% $28.1Million
raydium-amm - MARSCOIN-USDC USDC · MARSCOIN Raydium Amm Solana lp 0.02% $27.1Million
aerodrome-v1 - USDC-AERO USDC · AERO Aerodrome V1 Base lp 22.62% $26.9Million
yearn-finance - USDC USDC Yearn Finance Ethereum farming 3.31% $26.4Million
orca-dex - SOL-USDC USDC · SOL Orca Dex Solana lp 40.85% $26.3Million
fluid-dex - SUSDAI-USDC USDC · SUSDAI Fluid Dex Ethereum lp 0.03% $26.3Million
midas-rwa - MM1USD USDC · MM1USD Midas Rwa Ethereum lending 10.0% $26.2Million
fluid-dex - USDC-USDT USDC · USDT Fluid Dex Ethereum lp 0.46% $26.2Million
orca-dex - USDG-USDC USDC · USDG Orca Dex Solana lp 0.08% $25.7Million

Where it earns most

USDC earns yield on 7 chains

Top reward rate on each chain. Pick the one you already use — bridging adds fees and a separate risk surface.

Frequently asked

What people ask about staking USDC

What is staking USDC?

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Staking USDC means locking your USDC with a validator that helps secure the network. The network pays you new tokens as a reward — like interest on a savings account, but the rate is set by the protocol, not a bank.

How much can I earn from staking USDC?

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Right now, staking USDC pays varies — check the validator list above, after the validator's commission. The exact number depends on which validator you pick. The list above is sorted by reward rate.

Is staking safe?

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Your USDC stays in your wallet — you delegate trust, not custody. The two real risks are slashing (rare; the network can shrink your balance if your validator misbehaves) and lock-up (you can't sell instantly during the unbonding period). Picking a validator with a track record neutralizes most of the risk.

Can I unstake whenever I want?

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Yes, but unstaking is not instant. Most chains have an unbonding period of a few days to a few weeks during which you don't earn rewards and can't sell. If you need instant exit, look for a liquid-staking option — you get a tradeable receipt token for your staked balance.

What wallet do I need?

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Any non-custodial wallet that supports USDC. Connect, choose a validator from the list above, click delegate, sign the transaction. The flow is short and you don't transfer the tokens — you grant the validator the right to use your stake to vote on the network.