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Lending

Symbiosis

Lending app — deposit your token, earn interest from people who borrow it.

Visit official site ↗ @symbiosis_fi symbiosis-finance
Total value held · all chains
$8.91 Million
▲ +4.92% this week

29% on Ethereum · also on 4 other chains

Chains

5

Live yield options

40

Best reward rate

7.85%

Live since

2022

Where it runs

Available on 5 chains

  1. 01
    Ethereum Ethereum

    $1.8Million

    value held

    →
  2. 02
    Tron Tron

    $1.22Million

    value held

    →
  3. 03
    Bitcoin Bitcoin

    $1.2Million

    value held

    →
  4. 04
    BSC BSC

    $1.02Million

    value held

    →
  5. 05
    TON TON

    $1.01Million

    value held

    →

Earn here · live yield options

Yields available on Symbiosis

40 live options — yields range 0.01% to 7.85% per year, with a median of 0.35%.

  1. 01
    symbiosis - USDT Tron

    USDT

    Reward

    7.85%

    →
  2. 02
    symbiosis - USDC Ethereum

    USDC

    Reward

    5.49%

    →
  3. 03
    symbiosis - USDC.E Polygon

    USDC.E

    Reward

    4.65%

    →
  4. 04
    symbiosis - USDC BSC

    USDC

    Reward

    3.36%

    →
  5. 05
    symbiosis - USDC Cronos zkEVM

    USDC

    Reward

    0.01%

    →
  6. 06
    symbiosis - USDC Arbitrum

    USDC

    Reward

    2.57%

    →
All 40 yield options on Symbiosis Expand →
Option Chain Reward Pool size
symbiosis - USDT Tron 7.85% $1.4Million
symbiosis - USDC Ethereum 5.49% $1.03Million
symbiosis - USDC.E Polygon 4.65% $445Thousand
symbiosis - USDC BSC 3.36% $437Thousand
symbiosis - USDC Cronos zkEVM 0.01% $316Thousand
symbiosis - USDC Arbitrum 2.57% $299Thousand
symbiosis - WETH Ethereum 5.5% $253Thousand
symbiosis - USDC Boba 0.09% $143Thousand
symbiosis - WETH BSC 4.98% $139Thousand
symbiosis - USDC.E ZKsync Era 0.01% $113Thousand
symbiosis - USDBC Base 1.45% $111Thousand
symbiosis - WETH Arbitrum 2.3% $110Thousand
symbiosis - WETH Base 1.84% $98.4Thousand
symbiosis - USDT0 RSK 0.52% $97.4Thousand
symbiosis - USDC Cronos 0.14% $92.8Thousand
symbiosis - USDC Katana 0.25% $87.5Thousand
symbiosis - USDC Hyperliquid L1 0.38% $86.8Thousand
symbiosis - USDC Avalanche 0.46% $73Thousand
symbiosis - USDC Mantle 0.21% $64.4Thousand
symbiosis - USDC Manta 0.2% $55.5Thousand
symbiosis - WETH Gnosis 0.97% $54.1Thousand
symbiosis - WETH Abstract 0.36% $50.8Thousand
symbiosis - USDC.E Gnosis 0.27% $43.2Thousand
symbiosis - USDC.E OP Mainnet 0.27% $40.8Thousand
symbiosis - USDC Linea 0.05% $37Thousand
symbiosis - USDC Telos 0.0% $35.9Thousand
symbiosis - WETH Metis 0.01% $31.9Thousand
symbiosis - WETH ZKsync Era 0.02% $26.7Thousand
symbiosis - USDT0 Plasma 0.35% $26.5Thousand
symbiosis - USDC Scroll 0.03% $26.5Thousand
symbiosis - WETH Scroll 0.01% $25.5Thousand
symbiosis - WETH Taiko 0.0% $25.2Thousand
symbiosis - WETH Polygon 0.79% $23.4Thousand
symbiosis - USDC Sei 0.0% $22.9Thousand
symbiosis - WETH Berachain 0.04% $21Thousand
symbiosis - WETH Mantle 0.65% $20.3Thousand
symbiosis - WETH Linea 0.07% $20.1Thousand
symbiosis - WETH Manta 0.02% $19.9Thousand
symbiosis - WETH Sonic 1.95% $17.4Thousand
symbiosis - WETH Katana 0.01% $10.4Thousand

How it works

Using Symbiosis in three steps

  1. 1

    Deposit your token

    Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.

  2. 2

    Earn interest

    Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.

  3. 3

    Withdraw whenever

    No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.

Read up

About Symbiosis

Symbiosis aggregates decentralized exchange liquidity across any EVM and non-EVM networks. Swap any token and transfer liquidity. Yes, any.

Description provided by the protocol team. Always verify directly before depositing funds.

Tokens earning here

Top tokens earning yield through Symbiosis

USDC

USDC

USDC

→ USDT

USDT

USDT

→ WETH

WETH

WETH

→ USDC.E

USDC.E

USDC.E

→ US

USDT0

USDT0

→

Frequently asked

What people ask about Symbiosis

What is Symbiosis?

+

Symbiosis is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.

Is using Symbiosis safe?

+

Symbiosis has 2 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.

How much can I earn?

+

Right now yields on Symbiosis run 0.0%–7.8% per year, depending on which pool you pick and which chain you use. Rates change with demand.

Which chains does it run on?

+

Symbiosis runs on 5 chains, including Ethereum, Tron, Bitcoin, BSC, TON. Each chain has its own fees and speeds — pick the one you already use.

Figures are reference values aggregated from public sources and refresh daily. Always confirm directly before depositing funds.

See also

Terms used on this page

See every term →