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USDT

STABLE · USD

USDT

Stablecoin pegged to the US dollar — low volatility, yield-bearing in lending.

Reward rate

per year, native

Spot price

$0.9991

USD

Market cap

$183Billion

fully diluted

USDT price · USD

$0.9991 -0.02% 24 h
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Market cap

$183Billion

Circulating

183Billion USDT

Note

USDT doesn't have native staking. Look for DeFi yield options below — supplying liquidity, lending, or wrapped-token staking.

DeFi alternatives

Use USDT in DeFi instead

Pools where you can supply liquidity, lend, or earn rewards using USDT. Higher rates than native staking — and higher risk.

Pool Protocol Chain Type APY TVL
maple - USDT USDT Maple Ethereum farming 4.08% $960Million
aave-v3 - USDT USDT Aave V3 Ethereum lending 2.81% $461Million
spark-savings - USDT USDT Spark Savings Ethereum lending 3.0% $348Million
curve-dex - DAI-USDC-USDT USDC · USDT · DAI Curve Dex Ethereum lp 0.0% $160Million
fluid-lending - USDT USDT Fluid Lending Ethereum lending 4.11% $138Million
venus-core-pool - USDT USDT Venus Core Pool BSC lending 1.9% $89.4Million
justlend - USDT USDT Justlend Tron lending 2.15% $81Million
uniswap-v3 - WETH-USDT USDT · WETH Uniswap V3 Ethereum lp 18.67% $79.8Million
aave-v3 - USDT USDT Aave V3 Ethereum lending 4.2% $73.5Million
curve-dex - USDT-CRVUSD USDT · CRVUSD Curve Dex Ethereum lp 2.22% $46.4Million
tectonic - USDT USDT Tectonic Cronos lending 0.15% $44.3Million
uniswap-v3 - USDC-USDT USDC · USDT Uniswap V3 Ethereum lp 1.07% $33.3Million
compound-v3 - USDT USDT Compound V3 Ethereum lending 3.14% $27.9Million
fluid-dex - SUSDAI-USDT USDT · SUSDAI Fluid Dex Ethereum lp 0.0% $26.2Million
fluid-dex - USDC-USDT USDC · USDT Fluid Dex Ethereum lp 0.46% $26.2Million
uniswap-v3 - WBTC-USDT WBTC · USDT Uniswap V3 Ethereum lp 6.87% $25.9Million
fluid-dex - REUSD-USDT USDT · REUSD Fluid Dex Ethereum lp 0.99% $24.8Million
bitway - USDT USDT Bitway BSC lp 8.0% $24.6Million
uniswap-v4 - ETH-USDT USDT · ETH Uniswap V4 Ethereum lp 2.06% $20.3Million
zerobase-cedefi - USDT USDT Zerobase Cedefi BSC lending 8.76% $20.1Million
raydium-amm - SSRUB-USDT USDT · SSRUB Raydium Amm Solana lp 0.0% $20Million
uniswap-v3 - USDM-USDT USDT · USDM Uniswap V3 Ethereum lp 5.51% $19.9Million
pancakeswap-amm-v3 - PORT3-USDT USDT · PORT3 Pancakeswap Amm V3 Ethereum lp 0.0% $19.8Million
vvs-standard - USDT-USDC USDC · USDT VVS Standard Cronos lp 0.0% $19.7Million
jupiter-lend - USDT USDT Jupiter Lend Solana lp 3.06% $18.9Million
uniswap-v3 - BET-USDT USDT · BET Uniswap V3 Polygon lp 0.0% $18.6Million
pancakeswap-amm-v3 - USDC-USDT USDC · USDT Pancakeswap Amm V3 Ethereum lp 0.07% $17.8Million
compound-v2 - USDT USDT Compound V2 Ethereum lending 0.0% $16.8Million
aave-v3 - USDT USDT Aave V3 BSC lending 2.1% $16.5Million
uniswap-v3 - WBTC-USDT WBTC · USDT Uniswap V3 Ethereum lp 14.12% $16.1Million
uniswap-v2 - WETH-USDT USDT · WETH Uniswap V2 Ethereum lp 2.87% $14.8Million
zerobase-cedefi - USDT USDT Zerobase Cedefi Ethereum lending 9.0% $14Million
sparklend - USDT USDT Sparklend Ethereum lending 6.05% $13.8Million
curve-dex - USDT-WBTC-WETH WBTC · USDT · WETH Curve Dex Ethereum lp 1.27% $11.7Million
convex-finance - USDT-WBTC-WETH WBTC · USDT · WETH Convex Finance Ethereum farming 2.03% $11.5Million
uniswap-v3 - USDT-USDF USDT · USDF Uniswap V3 Ethereum lp 0.01% $10.1Million
curve-dex - USAT-USDT USDT · USAT Curve Dex Ethereum lp 0.0% $10Million
curve-dex - USDT-WBTC-WETH WBTC · USDT · WETH Curve Dex Ethereum lp 0.36% $9.79Million
convex-finance - USDT-CRVUSD USDT · CRVUSD Convex Finance Ethereum farming 4.41% $9.53Million
compound-v3 - USDT USDT Compound V3 Arbitrum lending 1.97% $8.84Million
uniswap-v3 - WETH-USDT USDT · WETH Uniswap V3 Ethereum lp 21.17% $8.59Million
uniswap-v4 - WBTC-USDT WBTC · USDT Uniswap V4 Ethereum lp 2.19% $8.58Million
beefy - USDT-WBTC-WETH WBTC · USDT · WETH Beefy Ethereum farming 1.89% $8.25Million
zerobase-cedefi - USDT USDT Zerobase Cedefi OP Mainnet lending 5.3% $8.07Million
uniswap-v3 - WBTC-USDT WBTC · USDT Uniswap V3 Arbitrum lp 9.26% $7.93Million
zerobase-cedefi - USDT USDT Zerobase Cedefi Arbitrum lending 9.0% $7.63Million
curve-dex - USDC-USDT USDC · USDT Curve Dex Ethereum lp 1.83% $7.22Million
joe-v2.2 - LCPEDU-USDT USDT · LCPEDU Joe V2.2 Avalanche lp 0.0% $7.22Million
yearn-finance - USDT USDT Yearn Finance Ethereum farming 3.39% $7.15Million
uniswap-v3 - WETH-USDT USDT · WETH Uniswap V3 Arbitrum lp 9.06% $6.34Million

Where it earns most

USDT earns yield on 8 chains

Top reward rate on each chain. Pick the one you already use — bridging adds fees and a separate risk surface.

Frequently asked

What people ask about staking USDT

What is staking USDT?

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Staking USDT means locking your USDT with a validator that helps secure the network. The network pays you new tokens as a reward — like interest on a savings account, but the rate is set by the protocol, not a bank.

How much can I earn from staking USDT?

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Right now, staking USDT pays varies — check the validator list above, after the validator's commission. The exact number depends on which validator you pick. The list above is sorted by reward rate.

Is staking safe?

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Your USDT stays in your wallet — you delegate trust, not custody. The two real risks are slashing (rare; the network can shrink your balance if your validator misbehaves) and lock-up (you can't sell instantly during the unbonding period). Picking a validator with a track record neutralizes most of the risk.

Can I unstake whenever I want?

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Yes, but unstaking is not instant. Most chains have an unbonding period of a few days to a few weeks during which you don't earn rewards and can't sell. If you need instant exit, look for a liquid-staking option — you get a tradeable receipt token for your staked balance.

What wallet do I need?

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Any non-custodial wallet that supports USDT. Connect, choose a validator from the list above, click delegate, sign the transaction. The flow is short and you don't transfer the tokens — you grant the validator the right to use your stake to vote on the network.