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Lending

Lista Lending

Lending app — deposit your token, earn interest from people who borrow it.

Total value held · all chains
$632 Million
-1.63% this week

100% on BSC · also on 1 other chains

Chains

2

Live yield options

18

Best reward rate

7.79%

Live since

2025

Earn here · live yield options

Yields available on Lista Lending

18 live options — yields range 0.0% to 7.79% per year, with a median of 1.9%.

  1. 01
    lista-lending - BNB BSC

    BNB

    Reward

    0.09%

  2. 02
    lista-lending - USD1 BSC

    USD1

    Reward

    1.9%

  3. 03
    lista-lending - U BSC

    U

    Reward

    1.74%

  4. 04
    lista-lending - LISUSD BSC

    LISUSD

    Reward

    0.99%

  5. 05
    lista-lending - USD1 BSC

    USD1

    Reward

    0.61%

  6. 06
    lista-lending - XAUT BSC

    XAUT

    Reward

    0.03%

All 18 yield options on Lista Lending Expand
Option Chain Reward Pool size
lista-lending - BNB BSC 0.09% $282Million
lista-lending - USD1 BSC 1.9% $138Million
lista-lending - U BSC 1.74% $57.8Million
lista-lending - LISUSD BSC 0.99% $28.4Million
lista-lending - USD1 BSC 0.61% $22.9Million
lista-lending - XAUT BSC 0.03% $11.4Million
lista-lending - USDT BSC 4.84% $8.18Million
lista-lending - USDT BSC 5.04% $3.43Million
lista-lending - USDT BSC 6.7% $1.85Million
lista-lending - USDT Ethereum 6.49% $1.83Million
lista-lending - USDC Ethereum 7.79% $1.44Million
lista-lending - USDT BSC 2.01% $1.01Million
lista-lending - USDC BSC 5.52% $326Thousand
lista-lending - BTCB BSC 0.0% $224Thousand
lista-lending - BNB BSC 0.0% $37.4Thousand
lista-lending - USD1 BSC 0.25% $36.4Thousand
lista-lending - BNB BSC 1.44% $31.4Thousand
lista-lending - USDT BSC 6.22% $19.1Thousand

How it works

Using Lista Lending in three steps

  1. 1

    Deposit your token

    Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.

  2. 2

    Earn interest

    Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.

  3. 3

    Withdraw whenever

    No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.

Read up

About Lista Lending

Lista Lending is a decentralized P2P lending protocol on BNB Chain that uses a vault-based system to pool liquidity and allocate it across lending markets based on supply and demand.

Description provided by the protocol team. Always verify directly before depositing funds.

Tokens earning here

Top tokens earning yield through Lista Lending

Frequently asked

What people ask about Lista Lending

What is Lista Lending?

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Lista Lending is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.

Is using Lista Lending safe?

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Lista Lending has 2 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.

How much can I earn?

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Right now yields on Lista Lending run 0.0%–7.8% per year, depending on which pool you pick and which chain you use. Rates change with demand.

Which chains does it run on?

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Lista Lending runs on 2 chains, including BSC, Ethereum. Each chain has its own fees and speeds — pick the one you already use.

Figures are reference values aggregated from public sources and refresh hourly. Always confirm directly before depositing funds.