Bifi
Lending app — deposit your token, earn interest from people who borrow it.
100% on Bifrost Network · also on 0 other chains
Chains
1
Live yield options
12
Best reward rate
6.24%
Custody
You hold the keys
Where it runs
Available on 1 chains
Earn here · live yield options
Yields available on Bifi
12 live options — yields range 0.0% to 6.24% per year, with a median of 0.62%.
-
01
bifi - WSTBFC Bifrost Network
WSTBFC
Reward
—
→Pool size
$4.07Million
-
02
bifi - EVERSTABLELPTOKEN Bifrost Network
EVERSTABLELPTOKEN
Reward
—
→Pool size
$2.46Million
-
03
bifi - BFC Bifrost Network
BFC
Reward
—
→Pool size
$1.36Million
-
04
bifi - BTCUSD Bifrost Network
BTCUSD
Reward
4.66%
→Pool size
$1.34Million
-
05
bifi - ETH Bifrost Network
ETH
Reward
0.08%
→Pool size
$426Thousand
-
06
bifi - USDC Bifrost Network
USDC
Reward
4.02%
→Pool size
$139Thousand
All 12 yield options on Bifi Expand →
| Option | Chain | Reward | Pool size |
|---|---|---|---|
| bifi - WSTBFC | Bifrost Network | 0.0% | $4.07Million |
| bifi - EVERSTABLELPTOKEN | Bifrost Network | 0.0% | $2.46Million |
| bifi - BFC | Bifrost Network | 0.0% | $1.36Million |
| bifi - BTCUSD | Bifrost Network | 4.66% | $1.34Million |
| bifi - ETH | Bifrost Network | 0.08% | $426Thousand |
| bifi - USDC | Bifrost Network | 4.02% | $139Thousand |
| bifi - BNB | Bifrost Network | 0.0% | $64.9Thousand |
| bifi - USDT | Bifrost Network | 6.24% | $5.2Thousand |
| bifi - DAI | Bifrost Network | 0.62% | $2.41Thousand |
| bifi - BTCB | Bifrost Network | 0.0% | $29 |
| bifi - POL | Bifrost Network | 0.4% | $9 |
| bifi - WBTC | Bifrost Network | 0.0% | $1 |
How it works
Using Bifi in three steps
-
1
Deposit your token
Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.
-
2
Earn interest
Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.
-
3
Withdraw whenever
No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.
Read up
About Bifi
Description provided by the protocol team. Always verify directly before depositing funds.
Tokens earning here
Top tokens earning yield through Bifi
Compare similar apps
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Frequently asked
What people ask about Bifi
What is Bifi?
+
Bifi is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.
Is using Bifi safe?
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Bifi has 2 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.
How much can I earn?
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Right now yields on Bifi run 0.0%–6.2% per year, depending on which pool you pick and which chain you use. Rates change with demand.
Which chains does it run on?
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Bifi runs on 1 chains, including Bifrost Network. Each chain has its own fees and speeds — pick the one you already use.
Figures are reference values aggregated from public sources and refresh hourly. Always confirm directly before depositing funds.
See also
Terms used on this page
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Smart Contract
Code on a blockchain that runs automatically when called. DeFi protocols are smart contracts — bugs in the code can lose user funds.
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Audit
An independent security review of a smart contract. More audits and longer track record reduce — but never eliminate — code risk.
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Impermanent Loss
A loss LP providers experience when the two pool tokens diverge in price. The loss only crystallises if you withdraw at that ratio.
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Oracle
An on-chain feed of off-chain data — usually prices. Lending and CDP protocols rely on oracles to liquidate positions correctly.
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TVL (Total Value Locked)
The total dollar value of assets currently deposited in a DeFi protocol. A rough proxy for adoption and trust.