Accountable
Lending app — deposit your token, earn interest from people who borrow it.
90% on Monad · also on 2 other chains
Chains
3
Live yield options
14
Best reward rate
15.19%
Live since
2025
Where it runs
Available on 3 chains
Earn here · live yield options
Yields available on Accountable
14 live options — yields range 0.13% to 15.19% per year, with a median of 7.29%.
-
01
accountable - AUSD Monad
AUSD
Reward
6.81%
→Pool size
$119Million
-
02
accountable - USDC Monad
USDC
Reward
11.93%
→Pool size
$46.7Million
-
03
accountable - USDC Monad
USDC
Reward
8.67%
→Pool size
$9.05Million
-
04
accountable - USDC Monad
USDC
Reward
10.45%
→Pool size
$5.18Million
-
05
accountable - USDC Ethereum
USDC
Reward
14.58%
→Pool size
$4.08Million
-
06
accountable - CBBTC Monad
CBBTC
Reward
4.06%
→Pool size
$3.82Million
All 14 yield options on Accountable Expand →
| Option | Chain | Reward | Pool size |
|---|---|---|---|
| accountable - AUSD | Monad | 6.81% | $119Million |
| accountable - USDC | Monad | 11.93% | $46.7Million |
| accountable - USDC | Monad | 8.67% | $9.05Million |
| accountable - USDC | Monad | 10.45% | $5.18Million |
| accountable - USDC | Ethereum | 14.58% | $4.08Million |
| accountable - CBBTC | Monad | 4.06% | $3.82Million |
| accountable - USDC | Monad | 7.29% | $3.4Million |
| accountable - WCBTC | Citrea | 1.45% | $2.46Million |
| accountable - USDC | Ethereum | 15.19% | $2.11Million |
| accountable - USDC | Ethereum | 14.25% | $1.04Million |
| accountable - TBTC | Ethereum | 1.68% | $797Thousand |
| accountable - WCBTC | Citrea | 3.98% | $61.8Thousand |
| accountable - USDC | Monad | 0.13% | $16.7Thousand |
| accountable - AUSD | Monad | 1.8% | $11.8Thousand |
How it works
Using Accountable in three steps
-
1
Deposit your token
Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.
-
2
Earn interest
Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.
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3
Withdraw whenever
No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.
Read up
About Accountable
Description provided by the protocol team. Always verify directly before depositing funds.
Tokens earning here
Top tokens earning yield through Accountable
Frequently asked
What people ask about Accountable
What is Accountable?
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Accountable is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.
Is using Accountable safe?
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Accountable has 2 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.
How much can I earn?
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Right now yields on Accountable run 0.1%–15.2% per year, depending on which pool you pick and which chain you use. Rates change with demand.
Which chains does it run on?
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Accountable runs on 3 chains, including Monad, Ethereum, Citrea. Each chain has its own fees and speeds — pick the one you already use.
Figures are reference values aggregated from public sources and refresh hourly. Always confirm directly before depositing funds.
See also
Terms used on this page
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Smart Contract
Code on a blockchain that runs automatically when called. DeFi protocols are smart contracts — bugs in the code can lose user funds.
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Audit
An independent security review of a smart contract. More audits and longer track record reduce — but never eliminate — code risk.
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Impermanent Loss
A loss LP providers experience when the two pool tokens diverge in price. The loss only crystallises if you withdraw at that ratio.
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Oracle
An on-chain feed of off-chain data — usually prices. Lending and CDP protocols rely on oracles to liquidate positions correctly.
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TVL (Total Value Locked)
The total dollar value of assets currently deposited in a DeFi protocol. A rough proxy for adoption and trust.