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USDS

STABLE · USD

USDS

Stablecoin pegged to the US dollar — low volatility, yield-bearing in lending.

Reward rate

per year, native

Spot price

USD

Note

USDS doesn't have native staking. Look for DeFi yield options below — supplying liquidity, lending, or wrapped-token staking.

DeFi alternatives

Use USDS in DeFi instead

Pools where you can supply liquidity, lend, or earn rewards using USDS. Higher rates than native staking — and higher risk.

Pool Protocol Chain Type APY TVL
centrifuge-protocol - USDS USDS Centrifuge Protocol Ethereum lending 3.57% $872Million
sparklend - USDS USDS Sparklend Ethereum lp 2.96% $543Million
spark-savings - USDS USDS Spark Savings Arbitrum lending 3.52% $362Million
sparklend - USDS USDS Sparklend Ethereum lending 2.04% $262Million
sky-lending - USDS USDS Sky Lending Ethereum lp 6.06% $180Million
aave-v3 - USDS USDS Aave V3 Ethereum lending 3.54% $14.9Million
spark-savings - USDS USDS Spark Savings Base lending 3.52% $12Million
curve-dex - USDS-STUSDS USDS · STUSDS Curve Dex Ethereum lp 4.93% $4.85Million
jupiter-lend - USDS USDS Jupiter Lend Solana lp 3.51% $4.61Million
yearn-finance - USDS USDS Yearn Finance Ethereum farming 3.59% $3.7Million
raydium-amm - USDS-USDC USDC · USDS Raydium Amm Solana lp 0.05% $3.33Million
beefy - USDS-STUSDS USDS · STUSDS Beefy Ethereum lp 4.9% $2.95Million
kamino-liquidity - USDS-USDC USDC · USDS Kamino Liquidity Solana farming 0.04% $2.59Million
kamino-liquidity - USDS-USDC USDC · USDS Kamino Liquidity Solana farming 0.0% $738Thousand
kamino-lend - USDS USDS Kamino Lend Solana farming 4.03% $512Thousand
uniswap-v3 - DAI-USDS USDS · DAI Uniswap V3 Ethereum lp 0.27% $208Thousand
uniswap-v4 - USDR-USDS USDS · USDR Uniswap V4 Ethereum lp 0.0% $196Thousand
aave-v3 - USDS USDS Aave V3 Ethereum lending 0.81% $144Thousand
kamino-lend - USDS USDS Kamino Lend Solana farming 4.5% $126Thousand
save - USDS USDS Save Solana lp 2.96% $126Thousand
uniswap-v3 - USDS-USDC.E USDC.E · USDS Uniswap V3 Arbitrum lp 0.14% $111Thousand
project-0 - USDS USDS Project 0 Solana lending 2.33% $92.3Thousand
orca-dex - USDS-USDC USDC · USDS Orca Dex Solana lp 0.58% $90.5Thousand
project-0 - USDS USDS Project 0 Solana lending 5.1% $63.8Thousand
raydium-amm - USDS-JITOSOL JITOSOL · USDS Raydium Amm Solana lp 3.16% $54.4Thousand
kamino-liquidity - USDS-JITOSOL JITOSOL · USDS Kamino Liquidity Solana farming 0.0% $54Thousand
kamino-lend - USDS USDS Kamino Lend Solana farming 7.15% $53.6Thousand
extra-finance-xlend - USDS USDS Extra Finance Xlend Base lending 1.54% $51.8Thousand
uniswap-v3 - SPA-USDS USDS · SPA Uniswap V3 Arbitrum lp 1.45% $48.4Thousand
yearn-finance - USDS USDS Yearn Finance Ethereum farming 9.52% $44.9Thousand
camelot-v3 - SPA-USDS USDS · SPA Camelot V3 Arbitrum lp 4.65% $24.8Thousand
wombat-exchange - LP-USDS USDS · LP Wombat Exchange BSC lp 0.0% $20.4Thousand
save - USDS USDS Save Solana lp 1.46% $18.5Thousand
kamino-liquidity - SOL-USDS USDS · SOL Kamino Liquidity Solana farming 0.0% $17.7Thousand
raydium-amm - WSOL-USDS USDS · WSOL Raydium Amm Solana lp 3.02% $17.7Thousand
stake-dao - USDS USDS Stake Dao Ethereum farming 3.58% $15.6Thousand
maverick-v2 - USDC-USDS USDC · USDS Maverick V2 Ethereum lp 0.6% $11.4Thousand
maverick-v2 - DAI-USDS USDS · DAI Maverick V2 Ethereum lp 0.15% $11Thousand
kamino-lend - USDS USDS Kamino Lend Solana farming 4.98% $6.44Thousand
kamino-lend - USDS USDS Kamino Lend Solana farming 4.07% $3.81Thousand
moonwell-lending - USDS USDS Moonwell Lending Base lending 4.5% $1.73Thousand

Where it earns most

USDS earns yield on 5 chains

Top reward rate on each chain. Pick the one you already use — bridging adds fees and a separate risk surface.

Frequently asked

What people ask about staking USDS

What is staking USDS?

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Staking USDS means locking your USDS with a validator that helps secure the network. The network pays you new tokens as a reward — like interest on a savings account, but the rate is set by the protocol, not a bank.

How much can I earn from staking USDS?

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Right now, staking USDS pays varies — check the validator list above, after the validator's commission. The exact number depends on which validator you pick. The list above is sorted by reward rate.

Is staking safe?

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Your USDS stays in your wallet — you delegate trust, not custody. The two real risks are slashing (rare; the network can shrink your balance if your validator misbehaves) and lock-up (you can't sell instantly during the unbonding period). Picking a validator with a track record neutralizes most of the risk.

Can I unstake whenever I want?

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Yes, but unstaking is not instant. Most chains have an unbonding period of a few days to a few weeks during which you don't earn rewards and can't sell. If you need instant exit, look for a liquid-staking option — you get a tradeable receipt token for your staked balance.

What wallet do I need?

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Any non-custodial wallet that supports USDS. Connect, choose a validator from the list above, click delegate, sign the transaction. The flow is short and you don't transfer the tokens — you grant the validator the right to use your stake to vote on the network.