STABLE · USD
USDS
Stablecoin pegged to the US dollar — low volatility, yield-bearing in lending.
Reward rate
—
per year, native
Spot price
—
USD
Note
USDS doesn't have native staking. Look for DeFi yield options below — supplying liquidity, lending, or wrapped-token staking.
DeFi alternatives
Use USDS in DeFi instead
Pools where you can supply liquidity, lend, or earn rewards using USDS. Higher rates than native staking — and higher risk.
| Pool | Protocol | Chain | Type | APY | TVL |
|---|---|---|---|---|---|
| centrifuge-protocol - USDS USDS | Centrifuge Protocol | Ethereum | lending | 3.57% | $872Million |
| sparklend - USDS USDS | Sparklend | Ethereum | lp | 2.96% | $543Million |
| spark-savings - USDS USDS | Spark Savings | Arbitrum | lending | 3.52% | $362Million |
| sparklend - USDS USDS | Sparklend | Ethereum | lending | 2.04% | $262Million |
| sky-lending - USDS USDS | Sky Lending | Ethereum | lp | 6.06% | $180Million |
| aave-v3 - USDS USDS | Aave V3 | Ethereum | lending | 3.54% | $14.9Million |
| spark-savings - USDS USDS | Spark Savings | Base | lending | 3.52% | $12Million |
| curve-dex - USDS-STUSDS USDS · STUSDS | Curve Dex | Ethereum | lp | 4.93% | $4.85Million |
| jupiter-lend - USDS USDS | Jupiter Lend | Solana | lp | 3.51% | $4.61Million |
| yearn-finance - USDS USDS | Yearn Finance | Ethereum | farming | 3.59% | $3.7Million |
| raydium-amm - USDS-USDC USDC · USDS | Raydium Amm | Solana | lp | 0.05% | $3.33Million |
| beefy - USDS-STUSDS USDS · STUSDS | Beefy | Ethereum | lp | 4.9% | $2.95Million |
| kamino-liquidity - USDS-USDC USDC · USDS | Kamino Liquidity | Solana | farming | 0.04% | $2.59Million |
| kamino-liquidity - USDS-USDC USDC · USDS | Kamino Liquidity | Solana | farming | 0.0% | $738Thousand |
| kamino-lend - USDS USDS | Kamino Lend | Solana | farming | 4.03% | $512Thousand |
| uniswap-v3 - DAI-USDS USDS · DAI | Uniswap V3 | Ethereum | lp | 0.27% | $208Thousand |
| uniswap-v4 - USDR-USDS USDS · USDR | Uniswap V4 | Ethereum | lp | 0.0% | $196Thousand |
| aave-v3 - USDS USDS | Aave V3 | Ethereum | lending | 0.81% | $144Thousand |
| kamino-lend - USDS USDS | Kamino Lend | Solana | farming | 4.5% | $126Thousand |
| save - USDS USDS | Save | Solana | lp | 2.96% | $126Thousand |
| uniswap-v3 - USDS-USDC.E USDC.E · USDS | Uniswap V3 | Arbitrum | lp | 0.14% | $111Thousand |
| project-0 - USDS USDS | Project 0 | Solana | lending | 2.33% | $92.3Thousand |
| orca-dex - USDS-USDC USDC · USDS | Orca Dex | Solana | lp | 0.58% | $90.5Thousand |
| project-0 - USDS USDS | Project 0 | Solana | lending | 5.1% | $63.8Thousand |
| raydium-amm - USDS-JITOSOL JITOSOL · USDS | Raydium Amm | Solana | lp | 3.16% | $54.4Thousand |
| kamino-liquidity - USDS-JITOSOL JITOSOL · USDS | Kamino Liquidity | Solana | farming | 0.0% | $54Thousand |
| kamino-lend - USDS USDS | Kamino Lend | Solana | farming | 7.15% | $53.6Thousand |
| extra-finance-xlend - USDS USDS | Extra Finance Xlend | Base | lending | 1.54% | $51.8Thousand |
| uniswap-v3 - SPA-USDS USDS · SPA | Uniswap V3 | Arbitrum | lp | 1.45% | $48.4Thousand |
| yearn-finance - USDS USDS | Yearn Finance | Ethereum | farming | 9.52% | $44.9Thousand |
| camelot-v3 - SPA-USDS USDS · SPA | Camelot V3 | Arbitrum | lp | 4.65% | $24.8Thousand |
| wombat-exchange - LP-USDS USDS · LP | Wombat Exchange | BSC | lp | 0.0% | $20.4Thousand |
| save - USDS USDS | Save | Solana | lp | 1.46% | $18.5Thousand |
| kamino-liquidity - SOL-USDS USDS · SOL | Kamino Liquidity | Solana | farming | 0.0% | $17.7Thousand |
| raydium-amm - WSOL-USDS USDS · WSOL | Raydium Amm | Solana | lp | 3.02% | $17.7Thousand |
| stake-dao - USDS USDS | Stake Dao | Ethereum | farming | 3.58% | $15.6Thousand |
| maverick-v2 - USDC-USDS USDC · USDS | Maverick V2 | Ethereum | lp | 0.6% | $11.4Thousand |
| maverick-v2 - DAI-USDS USDS · DAI | Maverick V2 | Ethereum | lp | 0.15% | $11Thousand |
| kamino-lend - USDS USDS | Kamino Lend | Solana | farming | 4.98% | $6.44Thousand |
| kamino-lend - USDS USDS | Kamino Lend | Solana | farming | 4.07% | $3.81Thousand |
| moonwell-lending - USDS USDS | Moonwell Lending | Base | lending | 4.5% | $1.73Thousand |
Where it earns most
USDS earns yield on 5 chains
Top reward rate on each chain. Pick the one you already use — bridging adds fees and a separate risk surface.
Background reading
Learn more before staking USDS
Guide
Which tokens earn yield, and why?
Not every token is stakeable. The ones that are split into a few categories — natives, liquid-staking tokens, stablecoins.
Read the guide →
Guide
Liquid staking, in plain English
How stETH, rETH, and similar tokens let you earn staking yield without giving up the ability to sell.
Read the guide →
Guide
What's a staking provider?
The brand running the validator. Why your choice of provider matters more than your choice of token.
Read the guide →
Frequently asked
What people ask about staking USDS
What is staking USDS?
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Staking USDS means locking your USDS with a validator that helps secure the network. The network pays you new tokens as a reward — like interest on a savings account, but the rate is set by the protocol, not a bank.
How much can I earn from staking USDS?
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Right now, staking USDS pays varies — check the validator list above, after the validator's commission. The exact number depends on which validator you pick. The list above is sorted by reward rate.
Is staking safe?
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Your USDS stays in your wallet — you delegate trust, not custody. The two real risks are slashing (rare; the network can shrink your balance if your validator misbehaves) and lock-up (you can't sell instantly during the unbonding period). Picking a validator with a track record neutralizes most of the risk.
Can I unstake whenever I want?
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Yes, but unstaking is not instant. Most chains have an unbonding period of a few days to a few weeks during which you don't earn rewards and can't sell. If you need instant exit, look for a liquid-staking option — you get a tradeable receipt token for your staked balance.
What wallet do I need?
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Any non-custodial wallet that supports USDS. Connect, choose a validator from the list above, click delegate, sign the transaction. The flow is short and you don't transfer the tokens — you grant the validator the right to use your stake to vote on the network.
See also
Terms used on this page
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APY
Annual Percentage Yield — the yearly return on a deposit assuming rewards are continuously reinvested. Always slightly higher than APR.
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Validator Commission
The fee a validator takes from staking rewards before passing the rest to delegators. Often 5–15%; lower means more of the reward reaches you.
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Slashing
An automatic penalty where part of a validator's stake is destroyed for misbehaviour or extended downtime. Real risk for delegators too.
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Liquid Staking Token (LST)
A receipt token issued by a liquid staking protocol that represents your staked position and accrues rewards. Examples: stETH, rETH, jitoSOL.
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Unbonding Period
The waiting time after you unstake before tokens become liquid again. Ranges from minutes (Ethereum LSTs) to 21+ days (Cosmos chains).




