APY total
1.87%
annualized
Base / reward
—% + 0.0%
fees · token rewards
TVL
$490K
deposited
Vol 24h
—
trading
30d mean APY
1.87%
rolling avg
仓位计算器
如果我存入
按当前 1.87% 利率计算，未含复利。实际收益会随池子波动。
每日
—
每月
—
每年
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工作原理
三步使用此池
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1
Deposit your token
Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.
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2
Earn interest
Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.
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3
Withdraw whenever
No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.
Underlying assets
What you're depositing
APY history
100 observations recorded
Similar pools
Other pools on Polygon
Background reading
Learn how DeFi pools work
Guide
What is DeFi yield farming?
How protocols pay interest, where the yield actually comes from, and how to spot unsustainable rates.
Read the guide →
Guide
APY vs APR — what the difference actually means
Pool advertises 12.5%? That's compound. Knowing what's compounded vs simple matters.
Read the guide →
Guide
Which tokens earn yield?
Why some tokens are stakeable and others aren't, and which categories typically pay more.
Read the guide →
Frequently asked
About this pool
What is this pool?
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This is a lending pool on Polygon, run by Cian Yield Layer. You deposit tokens, earn yield from protocol fees, lending interest, or token rewards depending on the type, and withdraw whenever the pool's rules allow.
How is the APY calculated?
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APY here is annualized — it answers 'if today's earning rate held for a full year, how much would you earn?'. It moves with token prices, fee volume, and how many other people are in the pool. Treat it as a recent snapshot, not a guarantee.
What are the risks?
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Three real ones: smart-contract bugs (the protocol code could be exploited), impermanent loss for LP-style pools (you can end up with less in dollar value than holding the tokens directly), and pool depeg or token-reward collapse (rewards paid in a tied token can drop to near zero). Pick pools on protocols you've heard of, with high TVL, and read their docs.
How do I exit?
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On most DeFi pools, withdraw whenever you want — the protocol's UI handles it. Some lending pools require you to wait if the borrow rate is too high relative to liquidity available; some staking pools have a brief unlock period. The protocol's UI will show you the exit path; we just point you to it.