Zentra Finance
Lending app — deposit your token, earn interest from people who borrow it.
100% on Citrea · also on 0 other chains
Chains
1
Live yield options
4
Best reward rate
4.54%
Live since
2026
Where it runs
Available on 1 chains
Earn here · live yield options
Yields available on Zentra Finance
4 live options — yields range 3.45% to 4.54% per year, with a median of 4.1%.
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01
zentra-finance - SUSN Citrea
SUSN
Reward
—
→Pool size
$1.77Million
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02
zentra-finance - CTUSD Citrea
CTUSD
Reward
4.54%
→Pool size
$112Thousand
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03
zentra-finance - WCBTC Citrea
WCBTC
Reward
4.1%
→Pool size
$37.6Thousand
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04
zentra-finance - USDC.E Citrea
USDC.E
Reward
3.45%
→Pool size
$25.3Thousand
How it works
Using Zentra Finance in three steps
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1
Deposit your token
Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.
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2
Earn interest
Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.
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3
Withdraw whenever
No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.
Read up
About Zentra Finance
Description provided by the protocol team. Always verify directly before depositing funds.
Tokens earning here
Top tokens earning yield through Zentra Finance
Frequently asked
What people ask about Zentra Finance
What is Zentra Finance?
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Zentra Finance is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.
Is using Zentra Finance safe?
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Zentra Finance has 0 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.
How much can I earn?
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Right now yields on Zentra Finance run 3.5%–4.5% per year, depending on which pool you pick and which chain you use. Rates change with demand.
Which chains does it run on?
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Zentra Finance runs on 1 chains, including Citrea. Each chain has its own fees and speeds — pick the one you already use.
Figures are reference values aggregated from public sources and refresh daily. Always confirm directly before depositing funds.
See also
Terms used on this page
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Smart Contract
Code on a blockchain that runs automatically when called. DeFi protocols are smart contracts — bugs in the code can lose user funds.
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Audit
An independent security review of a smart contract. More audits and longer track record reduce — but never eliminate — code risk.
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Impermanent Loss
A loss LP providers experience when the two pool tokens diverge in price. The loss only crystallises if you withdraw at that ratio.
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Oracle
An on-chain feed of off-chain data — usually prices. Lending and CDP protocols rely on oracles to liquidate positions correctly.
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TVL (Total Value Locked)
The total dollar value of assets currently deposited in a DeFi protocol. A rough proxy for adoption and trust.