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YU
Lending

Yuzu Money

Lending app — deposit your token, earn interest from people who borrow it.

Total value held · all chains
$73.5 Million
+9.86% this week

73% on Plasma · also on 2 other chains

Chains

3

Live yield options

8

Best reward rate

29.8%

Live since

2025

Earn here · live yield options

Yields available on Yuzu Money

8 live options — yields range 5.95% to 29.8% per year, with a median of 7.61%.

  1. 01
    yuzu-money - SYZUSD Plasma

    SYZUSD

    Reward

    7.61%

  2. 02
    yuzu-money - SYZUSD Monad

    SYZUSD

    Reward

    7.61%

  3. 03
    yuzu-money - SYZUSD Sei

    SYZUSD

    Reward

    7.61%

  4. 04
    yuzu-money - YZCASH Ethereum

    YZCASH

    Reward

    5.95%

  5. 05
    yuzu-money - YZPRIME Monad

    YZPRIME

    Reward

    6.97%

  6. 06
    yuzu-money - YZSYRUP Ethereum

    YZSYRUP

    Reward

    9.98%

All 8 yield options on Yuzu Money Expand
Option Chain Reward Pool size
yuzu-money - SYZUSD Plasma 7.61% $28.2Million
yuzu-money - SYZUSD Monad 7.61% $11.5Million
yuzu-money - SYZUSD Sei 7.61% $9Million
yuzu-money - YZCASH Ethereum 5.95% $8.3Million
yuzu-money - YZPRIME Monad 6.97% $7.67Million
yuzu-money - YZSYRUP Ethereum 9.98% $4.04Million
yuzu-money - YZPP Plasma 29.8% $3.73Million
yuzu-money - SYZUSD Ethereum 7.61% $1.29Million

How it works

Using Yuzu Money in three steps

  1. 1

    Deposit your token

    Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.

  2. 2

    Earn interest

    Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.

  3. 3

    Withdraw whenever

    No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.

Read up

About Yuzu Money

An overcollateralized stablecoin backed by curated on-chain strategies designed to offer some of the highest yields in DeFi. Users can stake yzUSD to receive the yield-bearing syzUSD. Depositors in yzPP accept first-loss risk on the underlying strategies in exchange for a higher target yield, which is partially funded by a Reserve Fund.

Description provided by the protocol team. Always verify directly before depositing funds.

Frequently asked

What people ask about Yuzu Money

What is Yuzu Money?

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Yuzu Money is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.

Is using Yuzu Money safe?

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Yuzu Money has 2 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.

How much can I earn?

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Right now yields on Yuzu Money run 5.9%–29.8% per year, depending on which pool you pick and which chain you use. Rates change with demand.

Which chains does it run on?

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Yuzu Money runs on 3 chains, including Plasma, Ethereum, Monad. Each chain has its own fees and speeds — pick the one you already use.

Figures are reference values aggregated from public sources and refresh daily. Always confirm directly before depositing funds.