Yala
Borrow against your crypto — keep upside on your token, walk away with cash you can spend.
100% on Bitcoin · also on 0 other chains
Chains
1
Live yield options
0
Best reward rate
—
Live since
2025
Where it runs
Available on 1 chains
Earn here · live yield options
Yields available on Yala
Yala doesn't currently expose live yield options we track. Visit the official site to see what they offer right now.
How it works
Using Yala in three steps
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1
Lock up collateral
Deposit a token you trust (often ETH or BTC) as collateral.
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2
Mint a stablecoin
Borrow a stablecoin against your collateral. You keep upside on the original token, walk away with cash.
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3
Watch the ratio
If your collateral falls in price, your loan can be liquidated. Keep a safety buffer or top up.
Read up
About Yala
Description provided by the protocol team. Always verify directly before depositing funds.
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Frequently asked
What people ask about Yala
What is Yala?
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Yala is an on-chain app. Borrow against your crypto — keep upside on your token, walk away with cash you can spend.
Is using Yala safe?
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Yala has 2 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.
How much can I earn?
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Right now yields on Yala run varies by option per year, depending on which pool you pick and which chain you use. Rates change with demand.
Which chains does it run on?
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Yala runs on 1 chains, including Bitcoin. Each chain has its own fees and speeds — pick the one you already use.
Figures are reference values aggregated from public sources and refresh hourly. Always confirm directly before depositing funds.
See also
Terms used on this page
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Smart Contract
Code on a blockchain that runs automatically when called. DeFi protocols are smart contracts — bugs in the code can lose user funds.
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Audit
An independent security review of a smart contract. More audits and longer track record reduce — but never eliminate — code risk.
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Impermanent Loss
A loss LP providers experience when the two pool tokens diverge in price. The loss only crystallises if you withdraw at that ratio.
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Oracle
An on-chain feed of off-chain data — usually prices. Lending and CDP protocols rely on oracles to liquidate positions correctly.
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TVL (Total Value Locked)
The total dollar value of assets currently deposited in a DeFi protocol. A rough proxy for adoption and trust.