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Lending

Veda

Lending app — deposit your token, earn interest from people who borrow it.

Total value held · all chains
$1.02 Billion
-5.83% this week

54% on Ink · also on 8 other chains

Chains

9

Live yield options

4

Best reward rate

2.96%

Live since

2025

How it works

Using Veda in three steps

  1. 1

    Deposit your token

    Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.

  2. 2

    Earn interest

    Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.

  3. 3

    Withdraw whenever

    No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.

Read up

About Veda

Veda is the leading DeFi vault platform, enabling crypto applications, asset issuers, and protocols to build consumer-grade cross chain yield products. Veda's technology is powering many of DeFi's largest vault products, including ether.fi Liquid, Lombard DeFi Vault, and Mantle cmETH

Description provided by the protocol team. Always verify directly before depositing funds.

Frequently asked

What people ask about Veda

What is Veda?

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Veda is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.

Is using Veda safe?

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Veda has 2 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.

How much can I earn?

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Right now yields on Veda run 3.0%–3.0% per year, depending on which pool you pick and which chain you use. Rates change with demand.

Which chains does it run on?

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Veda runs on 9 chains, including Ink, Ethereum, Hyperliquid L1, Plasma, Base. Each chain has its own fees and speeds — pick the one you already use.

Figures are reference values aggregated from public sources and refresh hourly. Always confirm directly before depositing funds.