Apps / Dossier · Lending · № 1358

Lending

Twyne

Lending app — deposit your token, earn interest from people who borrow it.

Visit official site ↗ @twynexyz 0xTwyne

Total value held · all chains

$1.07 Million

▲ +0.38% this week

100% on Ethereum · also on 0 other chains

Chains

Live yield options

Best reward rate

—

Live since

2026

Where it runs

Available on 1 chains

01
Ethereum

$1.07Million

value held

→

Earn here · live yield options

Yields available on Twyne

Twyne doesn't currently expose live yield options we track. Visit the official site to see what they offer right now.

How it works

Using Twyne in three steps

1

Deposit your token

Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.
2

Earn interest

Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.
3

Withdraw whenever

No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.

What can go wrong

Honest risks

Smart-contract risk: If the lending contract has a bug, deposits could be drained. Audits help, but don't eliminate the risk.
Bad-debt risk: If a borrower's collateral falls fast and can't be liquidated in time, the protocol may eat the loss — and pass it to depositors.

Audit trail

2 public audits on file

Read up

About Twyne

Twyne is a credit delegation protocol built on top of existing lending markets such as Aave and Euler. It lets lenders delegate their unused borrowing power to borrowers seeking higher liquidation thresholds

Description provided by the protocol team. Always verify directly before depositing funds.

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Frequently asked

What people ask about Twyne

What is Twyne?

Twyne is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.

Is using Twyne safe?

Twyne has 2 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.

How much can I earn?

Right now yields on Twyne run varies by option per year, depending on which pool you pick and which chain you use. Rates change with demand.

Which chains does it run on?

Twyne runs on 1 chains, including Ethereum. Each chain has its own fees and speeds — pick the one you already use.

Figures are reference values aggregated from public sources and refresh hourly. Always confirm directly before depositing funds.

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