Surf Liquid

Lending app — deposit your token, earn interest from people who borrow it.

Chains

Live yield options

Best reward rate

12.0%

Custody

You hold the keys

Earn here · live yield options

Yields available on Surf Liquid

2 live options — yields range 1.03% to 12.0% per year, with a median of 12.0%.

How it works

Using Surf Liquid in three steps

1

Deposit your token

Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.
2

Earn interest

Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.
3

Withdraw whenever

No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.

Tokens earning here

Top tokens earning yield through Surf Liquid

WETH

→

SURF

→

Compare similar apps

Other lending apps worth a look

Aave V3

$14.5Billion · value held

→ MO

Morpho Blue

$7.43Billion · value held

→ JU

Justlend

$3.6Billion · value held

→

Frequently asked

What people ask about Surf Liquid

What is Surf Liquid?

Surf Liquid is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.

Is using Surf Liquid safe?

Surf Liquid has 0 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.

How much can I earn?

Right now yields on Surf Liquid run 1.0%–12.0% per year, depending on which pool you pick and which chain you use. Rates change with demand.

Which chains does it run on?

Surf Liquid runs on 0 chains, including . Each chain has its own fees and speeds — pick the one you already use.

Figures are reference values aggregated from public sources and refresh hourly. Always confirm directly before depositing funds.

Terms used on this page

See every term →