Nest Credit
Lending app — deposit your token, earn interest from people who borrow it.
Chains
0
Live yield options
9
Best reward rate
20.6%
Custody
You hold the keys
Earn here · live yield options
Yields available on Nest Credit
9 live options — yields range 2.44% to 20.6% per year, with a median of 9.26%.
-
01
nest-credit - NOPAL Plume Mainnet
NOPAL
Reward
9.33%
→Pool size
$24.9Million
-
02
nest-credit - NBASIS Plume Mainnet
NBASIS
Reward
2.44%
→Pool size
$20.5Million
-
03
nest-credit - NALPHA Plume Mainnet
NALPHA
Reward
9.26%
→Pool size
$10.8Million
-
04
nest-credit - NFALCON Plume Mainnet
NFALCON
Reward
7.66%
→Pool size
$7.68Million
-
05
nest-credit - NWISDOM Plume Mainnet
NWISDOM
Reward
—
→Pool size
$2.79Million
-
06
nest-credit - NLCRD Plume Mainnet
NLCRD
Reward
20.6%
→Pool size
$2.05Million
All 9 yield options on Nest Credit Expand →
| Option | Chain | Reward | Pool size |
|---|---|---|---|
| nest-credit - NOPAL | Plume Mainnet | 9.33% | $24.9Million |
| nest-credit - NBASIS | Plume Mainnet | 2.44% | $20.5Million |
| nest-credit - NALPHA | Plume Mainnet | 9.26% | $10.8Million |
| nest-credit - NFALCON | Plume Mainnet | 7.66% | $7.68Million |
| nest-credit - NWISDOM | Plume Mainnet | 0.0% | $2.79Million |
| nest-credit - NLCRD | Plume Mainnet | 20.6% | $2.05Million |
| nest-credit - NTBILL | Plume Mainnet | 3.34% | $859Thousand |
| nest-credit - NACRDX | Plume Mainnet | 0.0% | $99.9Thousand |
| nest-credit - NCREDIT | Plume Mainnet | 0.0% | $39Thousand |
How it works
Using Nest Credit in three steps
-
1
Deposit your token
Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.
-
2
Earn interest
Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.
-
3
Withdraw whenever
No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.
Tokens earning here
Top tokens earning yield through Nest Credit
Frequently asked
What people ask about Nest Credit
What is Nest Credit?
+
Nest Credit is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.
Is using Nest Credit safe?
+
Nest Credit has 0 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.
How much can I earn?
+
Right now yields on Nest Credit run 2.4%–20.6% per year, depending on which pool you pick and which chain you use. Rates change with demand.
Which chains does it run on?
+
Nest Credit runs on 0 chains, including . Each chain has its own fees and speeds — pick the one you already use.
Figures are reference values aggregated from public sources and refresh hourly. Always confirm directly before depositing funds.
See also
Terms used on this page
-
Smart Contract
Code on a blockchain that runs automatically when called. DeFi protocols are smart contracts — bugs in the code can lose user funds.
-
Audit
An independent security review of a smart contract. More audits and longer track record reduce — but never eliminate — code risk.
-
Impermanent Loss
A loss LP providers experience when the two pool tokens diverge in price. The loss only crystallises if you withdraw at that ratio.
-
Oracle
An on-chain feed of off-chain data — usually prices. Lending and CDP protocols rely on oracles to liquidate positions correctly.
-
TVL (Total Value Locked)
The total dollar value of assets currently deposited in a DeFi protocol. A rough proxy for adoption and trust.