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Lending

Morpho Midnight

Lending app — deposit your token, earn interest from people who borrow it.

Visit official site ↗ @Morpho
Total value held · all chains
$3.37 Million
▲ +77.36% this week

100% on Base · also on 0 other chains

Chains

1

Live yield options

0

Best reward rate

—

Live since

2026

Where it runs

Available on 1 chains

  1. 01
    Base Base

    $3.37Million

    value held

    →

Earn here · live yield options

Yields available on Morpho Midnight

Morpho Midnight doesn't currently expose live yield options we track. Visit the official site to see what they offer right now.

How it works

Using Morpho Midnight in three steps

  1. 1

    Deposit your token

    Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.

  2. 2

    Earn interest

    Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.

  3. 3

    Withdraw whenever

    No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.

Read up

About Morpho Midnight

Morpho Midnight, Morpho's fixed-rate, fixed-term lending protocol, deployed on Base

Description provided by the protocol team. Always verify directly before depositing funds.

Frequently asked

What people ask about Morpho Midnight

What is Morpho Midnight?

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Morpho Midnight is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.

Is using Morpho Midnight safe?

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Morpho Midnight has 0 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.

How much can I earn?

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Right now yields on Morpho Midnight run varies by option per year, depending on which pool you pick and which chain you use. Rates change with demand.

Which chains does it run on?

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Morpho Midnight runs on 1 chains, including Base. Each chain has its own fees and speeds — pick the one you already use.

Figures are reference values aggregated from public sources and refresh daily. Always confirm directly before depositing funds.

See also

Terms used on this page

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