Iolend

Lending app — deposit your token, earn interest from people who borrow it.

Chains

Live yield options

Best reward rate

27.5%

Custody

You hold the keys

Earn here · live yield options

Yields available on Iolend

4 live options — yields range 0.0% to 27.5% per year, with a median of 27.5%.

How it works

Using Iolend in three steps

1

Deposit your token

Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.
2

Earn interest

Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.
3

Withdraw whenever

No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.

Tokens earning here

Top tokens earning yield through Iolend

WIOTA

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WETH

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USDT

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USDC.E

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Frequently asked

What people ask about Iolend

What is Iolend?

Iolend is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.

Is using Iolend safe?

Iolend has 0 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.

How much can I earn?

Right now yields on Iolend run 0.0%–27.5% per year, depending on which pool you pick and which chain you use. Rates change with demand.

Which chains does it run on?

Iolend runs on 0 chains, including . Each chain has its own fees and speeds — pick the one you already use.

Figures are reference values aggregated from public sources and refresh hourly. Always confirm directly before depositing funds.

Terms used on this page

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