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Lending

Curvance

Lending app — deposit your token, earn interest from people who borrow it.

Total value held · all chains
$63.5 Million
+16.13% this week

100% on Monad · also on 0 other chains

Chains

1

Live yield options

35

Best reward rate

22.01%

Live since

2025

Where it runs

Available on 1 chains

  1. 01
    Monad Monad

    $63.5Million

    value held

Earn here · live yield options

Yields available on Curvance

35 live options — yields range 0.0% to 22.01% per year, with a median of 4.67%.

  1. 01
    curvance - VUSD Monad

    VUSD

    Reward

    0.65%

  2. 02
    curvance - EBTC Monad

    EBTC

    Reward

    0.0%

  3. 03
    curvance - SAVUSD Monad

    SAVUSD

    Reward

  4. 04
    curvance - SAVUSD Monad

    SAVUSD

    Reward

  5. 05
    curvance - EARNAUSD Monad

    EARNAUSD

    Reward

    2.42%

  6. 06
    curvance - SYZUSD Monad

    SYZUSD

    Reward

    0.2%

All 35 yield options on Curvance Expand
Option Chain Reward Pool size
curvance - VUSD Monad 0.65% $35.9Million
curvance - EBTC Monad 0.0% $32.6Million
curvance - SAVUSD Monad 0.0% $7.77Million
curvance - SAVUSD Monad 0.0% $5.52Million
curvance - EARNAUSD Monad 2.42% $3.64Million
curvance - SYZUSD Monad 0.2% $2.06Million
curvance - PT-AUSD-8OCT2026 Monad 0.2% $1.47Million
curvance - AUSD Monad 7.35% $1.03Million
curvance - USDC Monad 7.42% $927Thousand
curvance - YZM Monad 0.5% $892Thousand
curvance - AUSD Monad 7.38% $791Thousand
curvance - AUSD Monad 9.75% $747Thousand
curvance - EZETH Monad 0.0% $552Thousand
curvance - SHMON Monad 0.0% $431Thousand
curvance - WETH Monad 1.49% $232Thousand
curvance - SMON Monad 0.0% $226Thousand
curvance - AUSD Monad 5.72% $216Thousand
curvance - AUSD Monad 8.55% $214Thousand
curvance - WMON Monad 3.33% $194Thousand
curvance - AUSD Monad 6.7% $188Thousand
curvance - USDC Monad 2.7% $143Thousand
curvance - AUSD Monad 4.67% $89.6Thousand
curvance - GMON Monad 0.0% $54.7Thousand
curvance - WMON Monad 6.54% $43.4Thousand
curvance - APRMON Monad 0.0% $30.5Thousand
curvance - MUBOND Monad 0.0% $27.9Thousand
curvance - WBTC Monad 0.06% $25Thousand
curvance - LOAZND Monad 0.0% $14.2Thousand
curvance - WMON Monad 0.78% $10.6Thousand
curvance - AUSD Monad 0.01% $9.8Thousand
curvance - WMON Monad 14.67% $9.32Thousand
curvance - WMON Monad 22.01% $6.12Thousand
curvance - AUSD Monad 4.2% $3.67Thousand
curvance - WMON Monad 14.38% $956
curvance - WBTC Monad 9.0% $0

How it works

Using Curvance in three steps

  1. 1

    Deposit your token

    Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.

  2. 2

    Earn interest

    Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.

  3. 3

    Withdraw whenever

    No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.

Read up

About Curvance

Curvance is Monad's hyper-efficient lending layer, helping users earn more yield and access simple, one-click leverage.

Description provided by the protocol team. Always verify directly before depositing funds.

Frequently asked

What people ask about Curvance

What is Curvance?

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Curvance is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.

Is using Curvance safe?

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Curvance has 2 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.

How much can I earn?

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Right now yields on Curvance run 0.0%–22.0% per year, depending on which pool you pick and which chain you use. Rates change with demand.

Which chains does it run on?

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Curvance runs on 1 chains, including Monad. Each chain has its own fees and speeds — pick the one you already use.

Figures are reference values aggregated from public sources and refresh hourly. Always confirm directly before depositing funds.