Web Analytics
S StakingBoard
Apps / Dossier
CO
Lending

Cooler Loans

Lending app — deposit your token, earn interest from people who borrow it.

Visit official site ↗ @OlympusDAO
Total value held · all chains
$221 Million
▲ +0.44% this week

100% on Ethereum · also on 0 other chains

Chains

1

Live yield options

0

Best reward rate

—

Live since

2026

Where it runs

Available on 1 chains

  1. 01
    Ethereum Ethereum

    $221Million

    value held

    →

Earn here · live yield options

Yields available on Cooler Loans

Cooler Loans doesn't currently expose live yield options we track. Visit the official site to see what they offer right now.

How it works

Using Cooler Loans in three steps

  1. 1

    Deposit your token

    Pick a token you already hold, send it to the lending app's smart contract. You keep custody — your tokens just sit in a pool earning interest.

  2. 2

    Earn interest

    Other people borrow against your deposit. The interest they pay flows back to you, accruing in real time.

  3. 3

    Withdraw whenever

    No lock-up. You can pull your tokens (plus accrued interest) any time the pool has free liquidity.

Read up

About Cooler Loans

Cooler Loans is Olympus DAO's native lending protocol. Borrowers deposit gOHM as collateral to borrow stablecoins at a fixed 0.5% APR.

Description provided by the protocol team. Always verify directly before depositing funds.

Compare similar apps

Other lending apps worth a look

AA

Aave V3

$14.8Billion · value held

→ MO

Morpho Blue

$7.48Billion · value held

→ JU

Justlend

$3.63Billion · value held

→

Frequently asked

What people ask about Cooler Loans

What is Cooler Loans?

+

Cooler Loans is an on-chain app. Lending app — deposit your token, earn interest from people who borrow it.

Is using Cooler Loans safe?

+

Cooler Loans has 0 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.

How much can I earn?

+

Right now yields on Cooler Loans run varies by option per year, depending on which pool you pick and which chain you use. Rates change with demand.

Which chains does it run on?

+

Cooler Loans runs on 1 chains, including Ethereum. Each chain has its own fees and speeds — pick the one you already use.

Figures are reference values aggregated from public sources and refresh hourly. Always confirm directly before depositing funds.

See also

Terms used on this page

See every term →