Raft
Borrow against your crypto — keep upside on your token, walk away with cash you can spend.
Chains
0
Live yield options
2
Best reward rate
10.0%
Custody
You hold the keys
Earn here · live yield options
Yields available on Raft
2 live options — yields range 10.0% to 10.0% per year, with a median of 10.0%.
How it works
Using Raft in three steps
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1
Lock up collateral
Deposit a token you trust (often ETH or BTC) as collateral.
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2
Mint a stablecoin
Borrow a stablecoin against your collateral. You keep upside on the original token, walk away with cash.
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3
Watch the ratio
If your collateral falls in price, your loan can be liquidated. Keep a safety buffer or top up.
Tokens earning here
Top tokens earning yield through Raft
Compare similar apps
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Frequently asked
What people ask about Raft
What is Raft?
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Raft is an on-chain app. Borrow against your crypto — keep upside on your token, walk away with cash you can spend.
Is using Raft safe?
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Raft has 0 public audits on file. Audits help — they don't eliminate risk. Always check what tokens you're depositing and never put in more than you can afford to lose.
How much can I earn?
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Right now yields on Raft run 10.0%–10.0% per year, depending on which pool you pick and which chain you use. Rates change with demand.
Which chains does it run on?
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Raft runs on 0 chains, including . Each chain has its own fees and speeds — pick the one you already use.
Figures are reference values aggregated from public sources and refresh hourly. Always confirm directly before depositing funds.
See also
Terms used on this page
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Smart Contract
Code on a blockchain that runs automatically when called. DeFi protocols are smart contracts — bugs in the code can lose user funds.
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Audit
An independent security review of a smart contract. More audits and longer track record reduce — but never eliminate — code risk.
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Impermanent Loss
A loss LP providers experience when the two pool tokens diverge in price. The loss only crystallises if you withdraw at that ratio.
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Oracle
An on-chain feed of off-chain data — usually prices. Lending and CDP protocols rely on oracles to liquidate positions correctly.
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TVL (Total Value Locked)
The total dollar value of assets currently deposited in a DeFi protocol. A rough proxy for adoption and trust.