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Apps / Convex Finance vs Pendle

Convex Finance vs Pendle

Pendle edges out at around 24.65% top yield right now; Convex Finance sits near 15.65%. Both run live — pick the one whose category and audit story you trust.

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Side-by-side

Convex Finance and Pendle — the spec sheet

Convex Finance Pendle
Value held $630 M $1.6 B
Category Farming Farming
Live pools 167 210
Best yield 15.65% 24.65%
Audits 2 2
Chains supported 1 6

Frequently asked

Convex Finance vs Pendle — common questions

Is Convex Finance or Pendle safer? +
Both apps are well-known and audited, but the risk profile differs by category. Lending apps add liquidation and oracle risk; LP and farming add impermanent loss and incentive-token volatility. Look at the audit count, value held, and how concentrated the protocol's largest pool is — bigger and older usually means better-tested.
Which one pays more right now, Convex Finance or Pendle? +
Right now Pendle tops the live ranking at around 24.65% — but yield rotates daily across pools and incentives. Don't pick by single-day rate alone; the median rate over a few weeks tells you more than today's headline.
Can I move funds from Convex Finance to Pendle easily? +
Most positions can be exited and redeposited, but you'll pay gas + slippage on both sides. For LP and lending positions, withdrawal queues or accumulated rewards may delay you. Always factor exit cost before chasing a few extra basis points.
How do I choose between Convex Finance and Pendle? +
Pick the one whose category matches your goal (lending if you want stable interest, LP if you want trading-fee exposure, staking if you want network yield) and whose chain you already use. The yield gap matters less than the risk you understand.