Earn yield on USD3 on Ethereum
The best USD3 yield on Ethereum right now is 5.99% on Pendle. We track 4 live pools across staking, lending, and LP — ranked by yield.
Stablecoin pegged to the US dollar — low volatility. The original smart-contract chain — largest DeFi ecosystem by TVL.
Best yield
5.99%
Median yield
5.40%
Live pools
4
Total pool size
$17 M
Ranked by yield
Where to earn USD3 on Ethereum
| Pool | Protocol | Type | Yield | Pool size |
|---|---|---|---|---|
| pendle - USD3 USD3 | Pendle | Farming | 5.99% | $1.1 M |
| reserve-protocol - USD3 USD3 | Reserve Protocol | Lending | 5.40% | $4.8 M |
| 3jane-lending - USD3 USD3 | 3jane Lending | Lending | 3.78% | $9.6 M |
| pendle - USD3 USD3 | Pendle | Lp | 1.10% | $1.1 M |
Updated 9 minutes ago
Frequently asked
USD3 on Ethereum — common questions
Is earning yield on USD3 on Ethereum safe? +
Every pool carries smart-contract risk. LP and lending pools layer on impermanent loss, liquidation, or oracle risk depending on the type. Stick with audited protocols, large TVL, and rates close to the median — outliers usually carry hidden risk.
How do I get USD3 onto Ethereum? +
Most users bridge from a major exchange or use a chain-native bridge. Always test with a small amount first. Bridge fees + gas can be significant for small deposits — check the math before moving anything under $200.
What's the highest USD3 yield on Ethereum? +
Right now Pendle pays roughly 5.99% APY — the top of our ranking. Higher published rates exist on smaller pools, but those usually fail the size + sanity filter we apply.
How are these yields calculated? +
Each yield combines base rewards plus any incentive token rewards, annualised. Rates fluctuate daily. We refresh hourly and only show pools above $1M TVL with rates between 0.01% and 30% to filter out scams and stale data.