Apps / Cozy Earn / Alternatives

Alternatives to Cozy Earn

4 comparable insurance apps to consider in place of Cozy Earn, ranked by value held. The largest is Nexus Mutual — but the right pick depends on your chain and risk tolerance.

Buy coverage against smart-contract failures or stablecoin de-pegs.

Ranked by value held

Comparable apps to Cozy Earn

Nexus Mutual Insurance

Buy coverage against smart-contract failures or stablecoin de-pegs.

Value held: $110 M

Easedefi.org Insurance

Buy coverage against smart-contract failures or stablecoin de-pegs.

Value held: $4.8 M Audits: 2

3F Mutual Insurance

Buy coverage against smart-contract failures or stablecoin de-pegs.

Value held: $4.5 M

Unslashed Insurance

Buy coverage against smart-contract failures or stablecoin de-pegs.

Value held: $3.4 M Audits: 2

Frequently asked

Switching from Cozy Earn — common questions

Why might I look for an alternative to Cozy Earn? +

Common reasons: better rates on a sister app, fewer chain dependencies, smaller smart-contract surface, or simply diversification. Concentration risk in a single protocol — no matter how well-known — is a real category of loss.

Are alternatives to Cozy Earn safer or riskier? +

Same category usually means similar risk shape but different code. A smaller alternative may have less audit history; a larger one may have more attack surface. Compare value held + audit count, and don't move funds to a protocol you can't quickly summarise.

Is it costly to switch from Cozy Earn? +

You'll pay gas to exit and re-enter, plus any spread or unbonding delay. For LP and lending positions, accumulated rewards or withdrawal queues add friction. Calculate the break-even rate gap before moving.

How do I choose the right alternative? +

Match category first, then chain (you don't want to learn a new chain just for yield), then size (bigger usually safer), then rate. The 'best' alternative is the one whose risks you understand.